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High Heating and Cooling Bills? Check Your Attic’s Insulation

High Heating and Cooling Bills? Check Your Attic’s Insulation

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Do you notice that your home has drafty rooms, uneven temperature between rooms, or higher than normal heating or cooling bills? This could be an indication that you need more insulation in your home.

The attic is usually where you can find some of the largest opportunities to save energy in your home. Whether you do the project yourself or hire a contractor, adding insulation in your atticcan help maintain the desired temperature throughout your home much better and lower your heating and cooling costs.

For more tips on repairing or improving a home, visit USA.gov.

Does Your Pension Plan Offer a Lump-Sum Payout Option?

Does Your Pension Plan Offer a Lump-Sum Payout Option?

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If you’re lucky enough to be retiring from a job with a traditional pension, be careful about choosing a lump-sum payout over a lifetime monthly payment. The one-time payout gives you flexibility with your money, but places the responsibility and risks of making it last on you.

Get informed before choosing a lump-sum pension payout.

For more on planning for retirement, visit USA.gov.